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Article Quote: “Governor Al-Allaq…discussed the CBI’s banking sector reform plan, being implemented in cooperation with international consultants, including Oliver Wyman.” Everything being discussed is in the “Future Tense” meaning “Not Competed Yet”. They are discussing a “Banking Reform Sector Plan” BEING implemented in cooperation with Oliver Wyman. This does not mean COMPLETED…it is being implemented, as in future tense. My friends, the banking sector reform work isn’t even completed yet…